Rider University BA in PoliSci 1974. Western New England College/School of Law J.D. 1977. John Hargrave and Associates, Barrington, NJ, 1987 to present. President NJ Bankruptcy Trustee Assn 1997 and 1998. Married to Ginny Murdock Hargrave, 1974. 3 children with one grandchild on the way Board of NJ Bankruptcy Lawyers Foundation. Making financial literacy presentations to high school students. Camden County Toastmasters, President 1988 and 2008.